Health Benefits Program
The Student Association of George Brown College offers Extended Health and Dental plans for full-time domestic and international students enrolled in a post-secondary or ESL program at George Brown College.
The Student Association of George Brown College offers Extended Health and Dental plans for full-time domestic and international students enrolled in a post-secondary or ESL program at George Brown College.
Domestic students
Domestic students must be registered as a full-time student in a post-secondary program including the ESL program, with a start date in either September or January.
If you are under one of conditions below, you are not or may not be automatically eligible for the Extended Health and Dental plan. Please check the account summary in stu-view, whether you are charged the benefits fee or contact the heath benefits team at healthbenefits@sagbc.ca
International students
International students must be registered in a post-secondary program for the Extended Health and Dental and Medical Services (OHIP Alternative) plan. We offer this plan to both full-time and part-time students who are studying during the day. Students who are taking Continuing Education courses during the evenings or on weekends are not eligible for the International Health plan. International ESL students are only eligible for the Medical Services (OHIP Alternative) plan.
Domestic students registered under Accessible Learning Services
Students registered with GBC’s Accessible Learning Services with a reduced course load might not be initially eligible for the Extended Health and Dental plan. If you need coverage, please contact one of the Student Association of George Brown College offices by the opt-in deadlines. Modified Course Load Opt-In Online Application
Domestic students in Transition to Post-Secondary Education program
Students in the Transition to Post-Secondary Education (TPE) program are not automatically eligible for the Extended Health and Dental plan. If you are interested in our coverage please contact one of the Student Association of George Brown College offices by the opt-in deadlines. T.P.E Student Opt-In Online Application.
Domestic Co-op students in the initial semester of your academic year
Domestic students in a Co-op placement in the initial semester of their school year are not automatically eligible for the Extended Health and Dental plan. If you are interested in our coverage during your Co-op term, please contact one of the Student Association of George Brown College offices by the opt-in deadlines. Co-Op Student Opt-In Online Application
Students who have previously opted-out
Students who have opted out from our plan in the past are not automatically eligible for the Extended Health and Dental plan. If you now need our plan, you will need to contact the Student Association of George Brown College offices during the first week of the initial semester of their academic year or within 31 days of the loss of your alternative coverage. Rescind Waiver Online Application.
Domestic full-time students in ESL and post-secondary programs are eligible for Extended Health and Dental plan coverage which is facilitated by We Speak Student.
Extended Health and Dental
Coverage
The Extended Health and Dental insurance policy is for services that do not fall under the OHIP Alternative plan. Services included under this insurance include, but are not limited to:
Go to wespeakstudent.com to find out more details at https://wespeakstudent.com/home/47-george-brown-college/domestic-plan
International students in post-secondary programs have two types of health care coverage. Medical Services coverage (OHIP Alternative plan) and Extended Health and Dental plan coverage is facilitated by We Speak Student. International ESL students only have Medical Services coverage (OHIP Alternative plan).
Medical Services through We Speak Student
Includes basic medical services such as seeing a doctor in a walk-in clinic, laboratory test, or using the hospital for emergencies and/or serious medical issues involving hospitalization.
You can go to wespeakstudent.com for:
Extended Health and Dental Coverage
The Extended Health and Dental insurance policy is for services that do not fall under the OHIP Alternative plan. Services included under this insurance include, but are not limited to:
Go to wespeakstudent.com to find out more details about the plans for international students in post-secondary programs or details about plans for international students in ESL programs.
Effective September 1, 2021, the SAGBC has introduced WeConnect, a new Student Assistance Program that supports students by providing 24/7 counselling support. WeConnect also provides services like health coaching & financial coaching.
You can access WeConnent through WeSpeakStudent.com or by calling 1-888-377-0002. More info can be found by clicking here.
* If you are an international student taking an ESL program, please contact the Student Association of George Brown College offices deadline.
If you are a domestic student, or already have a plan and do not require any additional coverage, you can opt-out from the Extended Health and Dental plan at wespeakstudent.com.
The plan for international students is mandatory and you cannot opt-out unless you are under a Canadian federal or provincial health plan or and studying outside Canada.
Adding family coverage
Any students under our student plan can purchase the dependent coverage for their family members (spouse, common-law partner and/or children). To obtain more details about the costs and the necessary forms, please contact Student Association of George Brown College offices or visit wespeakstudent.com.
The health insurance plan is mandatory. Students who are studying from outside of Canada or who have provincial coverage are eligible to request the cancellation of the plan within the deadlines. Please carefully read the information below and submit the corresponding application based on your situation.
For international George Brown College students who are pursuing FULLY ONLINE programs or courses from Outside of Canada the Fall 2024 term runs from September 3, 2024, to December 13, 2024, the Student Association of George Brown College is providing an opportunity for qualified students to request a credit/refund for the fees paid for the health insurance coverage included as part of the student’s tuition payment if you are NOT in Canada but residing in your home country or other country during the Fall 2024 term period.
This waiver application is to opt-out (cancel) your insurance coverage period from September 1 to December 31, 2024. The deadline to submit this waiver form is October 3, 2024 (Canadian Eastern Time).
Please notify us via email at HealthBenefits2@sagbc.ca by October 3, 2024 – no exceptions if you do not reside in Canada.
IMPORTANT NOTICE TO ALL STUDENTS CONSIDERING OPTING OUT: Before you apply to opt out, please make sure your alternative plan will be in effect throughout your entire study period. If you opt out, you will thereby accept full responsibility for medical expenses you incur during any period not covered by your alternative plan.
Please read these instructions and fill out this opt-out form by October 3, 2024 (Canadian Eastern Standard Time), if you are a student and start in September 2024. If you have any technical issues submitting the form by the deadline, please notify us via email at HealthBenefits2@Sagbc.ca by October 4, 2024 – no exceptions.
If you have any further questions, please feel free to contact the Health Benefits team at HealthBenefits@Sagbc.ca.
All full-time domestic post-secondary and ESL students, as well as international students registered in a post-secondary program, are covered under the Balanced Plan automatically, you also have the option of changing your Balanced Plan to one of the other Enhanced Plan options that bests suits your needs by the deadline. Once the deadline has passed you are no longer allowed to change your plan. Please note that your plan choice plan is valid for the entire academic year and cannot be changed until the following September. Each academic year you need to reapply for your plan choice since it is only valid for one academic year.
There are four different coverage plans to choose from:
Please visit the WeSpeakStudent website. to find out more details about your plan.
Extended Health and Dental plan
All students under the Extended Health and Dental plan are able to use their insurance once they start school, you need to print out your insurance card online through the WeSpeakStudent website. Claims can be submitted online or by mail. If you are mailing your claim, please mail your prescription drug/dental/extended health care claim form directly to the address on the form.
How to register for an e-profile for online claim submission: WeSpeakStudent.com/claims-guides/47-OnlineClaimsGuide.pdf
Claim forms to mail are available at WeSpeakStudent.com/home/47-George-Brown-College
International students under OHIP Alternative Plan
Students can submit by mail or email. Please visit WeSpeakStudent.com/home/47-George-Brown-College and choose your program plan. Once you come to the main page under your plan, you will learn more details.
Please ensure that if you pay any expenses yourself, you must obtain the original receipts and mail completed claim forms to the address on the form.
Use the information below for the OHIP Alternative plan such as: Hospital & physician visits, Emergency room visits, Walk-in clinic, Blood tests, X-rays & ultrasounds, Diagnostic imaging.
If you have any questions contact WeSpeakStudent at:
Toll Free Help Line: 1-800-315-1108
Email: Help@AclStudentBenefits.com
Online Chat: www.WeSpeakStudent.com
Manage your health in new ways this year through a new partnership with the Cleveland Clinic. Students can skip walk-in clinic wait times and get instant access to medical professionals with Express Care Online and the on-campus Virtual Clinics. Click here for more information
No, unfortunately orthodontics is not covered under your plan.
Yes. Please check wespeakstudent.com for more details.
Yes, naturopaths are covered under your plan.
Yes, massage therapy is covered under the plan. Please note that you must obtain a doctor’s note from your family doctor stating that you require massage therapy otherwise it will not be covered under the plan.
Please go to wespeakstudent.com and click on the “check drug coverage” button for more information or call We Speak Student at (416) 216-5735 or Toll Free: 1-888-985-1552 have the medication DIN# (your doctor or pharmacist can provide you with this number).
Regardless of being a September or January start student, your coverage ends on August 31 or upon your withdrawal from the program.
Emergency Out-of-Province coverage and assistance is provided by AIG Insurance Company of Canada under the policy number: SRG9426406
No, hospital accommodations are not covered under this plan. It would be covered under your OHIP.
Yes, but only if you have alternative insurance coverage from your spouse, your parents, or from your work. The Dental and Extended plan is mandatory and you cannot cancel it without having an equivalent level of insurance elsewhere.
Please note, any opt-out applications will not be accepted after the deadline and students are only eligible to opt-out in the initial semester of your school year.
If you paid your tuition fees in full at the start of the school year and have opted-out, you might receive a refund cheque issued by George Brown College to your mailing address. However, if you paid some but not all of your tuition fees and were able to opt-out, the refund will be deducted from the unpaid tuition fees. In this case, your GBC financial account balance will be less than the previous balance. If you are still unsure, please come to a Student Association of George Brown College office and we will help you find out the status of your refund.
This plan is for international students studying at George Brown College and who are enrolled in a post-secondary program. It is an OHIP replacement plan with medical services, offered under We Speak Student.
These claims must be submitted by mail only.
Your Group Policy Number is: 100011335
Provider: Special Markets Solutions
Your certificate number is your Student ID
You can download your claim forms at www.wespeakstudent.com
Please ensure that if you pay any expenses yourself, you obtain original receipts and mail complete forms to the address on the form.
No, you cannot cancel your health insurance plan unless you are under a federal or provincial plan or studying outside Canada as it is a mandatory fee that is included in your tuition fee. If you are under a federal or provincial plan, such as OHIP or studying outside Canada, please contact a Student Association of George Brown College office.
Student Association
Email: HealthBenefits@Sagbc.ca
Phone: 416.415.5000 Ext. 2443
Or visit any Student Association office.
Fall 2024 Hours:
Casa Loma, Waterfront, & St. James Campuses
Monday to Thursday – 10 a.m. to 4 p.m.
Friday-10 a.m. to 3 p.m.
WeSpeakStudent
Toll Free Help Line: 1-800-315-1108
Email: Help@AclStudentBenefits.com
Online Chat: www.WeSpeakStudent.com